Schools
Collect tuition, levies and other school payments while tracking each student's payment status.
Schools & Tuition Fee
Collect school fees effortlessly
Manage fees by class, issue instant receipts, reconcile payments automatically and settle directly to your school account.
Businesses
Get paid and stay organized
Create payment links for products and services, track every transaction and reconcile your collections automatically.
NGOs
Track donations with transparency
Collect donations by campaign or project, issue instant receipts and monitor every contribution from one dashboard.
Cooperatives
Manage member contributions transparently
Track dues, loans and savings per member with auto-generated receipts and easy settlement to your bank.
Churches
Simplify giving and church collections
Manage offerings, donations, pledges and other contributions with clear records and instant receipts.
Associations
Make member payments easier to manage
Collect dues, levies and contributions while automatically tracking each member's payment history.
Hospitals & Clinics
Simplify patient payments and receipts
Collect consultation, treatment and service payments with instant receipts and organized transaction records.
Hotels & Hospitality
Make guest payments seamless
Collect payments for rooms, services and bookings with dedicated payment links and real-time transaction tracking.
Event Organizers
Collect event payments without the paperwork
Sell tickets, collect registrations and track payments with instant receipts and automatic reconciliation.
Professional Services
Get paid faster for your services
Send payment links for invoices and services, track payments and keep every transaction properly recorded.
Property & Estate Management
Simplify rent and property collections
Collect rent, service charges and other property fees with payment tracking and automatic reconciliation.
Government & Institutions
Make collections easier to monitor
Create dedicated payment channels for departments, services or programs and track every inflow centrally.
Clubs & Social Groups
Keep member payments in one place
Track subscriptions, dues and contributions with automated records and digital receipts.
Training & Education Centers
Collect course fees with ease
Create payment links for courses and students while tracking payments, receipts and outstanding collections.
Market Associations
Organize daily collections effortlessly
Track member levies, dues and market contribution with transparent records and instant payment confirmation.
General / Universal
Turn every payment into a clear record
Collect, track, reconcile and settle payments from one simple dashboard.
₦2.4B+Collections processed
1,200+Organizations
99.9%Uptime
Built for the way organizations collect
Religious Organizations
Manage tithes, offerings, dues and other contributions with transparent reporting.
Cooperatives
Track member contributions, dues, savings and other collections.
Businesses
Send invoices and payment links, receive payments and simplify reconciliation.
Built for Schools
Collect school fees without the queue
Give every parent a dedicated virtual account and shareable payment links. Track each student's payment status in real time, send automatic reminders for outstanding balances, and issue instant receipts — all from one dashboard.
Track Per Student
See exactly which student has paid and who still owes — per class, per fee category, per term.
Outstanding Balances
Partial payments are tracked automatically. Know instantly who owes what and send reminders in one click.
Instant Receipts
Parents get an instant receipt by email or WhatsApp the moment they pay — no manual receipts needed.
QR & Link Sharing
Share payment links via WhatsApp or SMS. Print QR codes for on-campus collections. Parents pay in seconds.
Gracefield College · Term 3
Collected
₦2.4M
Paid
412
Outstanding
38
C
Chukwuemeka Okafor
JSS 2A
Paid
₦45,000
A
Aisha Mohammed
SS 1B
Partial
₦20,000 / ₦45,000
T
Tunde Balogun
JSS 1A
Outstanding
₦45,000
Instant receipts
9/10 · Rated by 247+ organizations
Collect. Track. Reconcile. Grow.
Stop chasing payments. InspireMe Pay gives your school, business, church or cooperative a dedicated virtual account, shareable payment links and QR codes — so you collect faster, track every naira in real time, and reconcile automatically. No spreadsheets, no queues, no lost receipts.
Our Partners
Powering payments and collections with trusted industry leaders.
Flutterwave
INSPIRE IQ GLOBAL LIMITED 
FlutterwaveINSPIRE IQ GLOBAL LIMITED Collections toolkit
Everything you need to collect
A complete toolkit for receivables — from virtual accounts to settlement payouts.
Virtual Accounts
Get a dedicated virtual account for every collection inflow, instantly.
Payment Links
Create shareable payment links with auto-generated QR codes.
Invoicing
Generate and track invoices tied to categories and customers.
QR Collections
Accept payments offline with scannable QR codes.
Real-time Reports
Live dashboards for collections, settlements and trends.
KYC & Compliance
Built-in CAC, NIN and BVN verification with admin approval.
Ready to collect smarter?
Join hundreds of schools, businesses, churches and cooperatives already collecting with InspireMe Pay. Set up in minutes — no technical skills required.
Money Flow
Where does the money go?
When a parent or customer pays, here's exactly how the money moves — from payment to your bank account.
Parent / Customer
Pays via link, QR code or direct transfer
Payment Channel
Card, bank transfer or USSD via Flutterwave
Virtual Account
Funds land in your dedicated virtual account
Organisation Dashboard
Track, reconcile and issue receipts in real time
Settlement
Request a payout to your registered bank account
Organization Bank Account
Funds arrive in your bank, typically within one business day
Parent / Customer
Pays via link, QR code or direct transfer
Payment Channel
Card, bank transfer or USSD via Flutterwave
Virtual Account
Funds land in your dedicated virtual account
Organisation Dashboard
Track, reconcile and issue receipts in real time
Settlement
Request a payout to your registered bank account
Organization Bank Account
Funds arrive in your bank, typically within one business day
Payment processing and regulated financial services are provided through Flutterwave, a CBN-licensed payment processor. InspireMe Pay handles the collections layer — tracking, reconciliation, receipts and settlement requests — while funds are securely held and transferred by our licensed payment partner.
Simple by design
How it works
From sign-up to settlement in five simple steps.
1
Register
Create your organization or business account with email verification.
2
Set Up Channels
Configure your virtual account, payment links and QR codes for collections.
3
Receive Payments
Customers make payments through your dedicated virtual account, links or QR codes.
4
Track & Reconcile
Monitor every transaction, generate receipts and view real-time reports.
5
Settlement
Funds are settled to your bank account according to the applicable settlement arrangement.
How a payment moves
Payment LinkCustomer PaymentReceiptTransaction DashboardReconciliationSettlement
Security & Compliance
Your money is protected at every step
Security is embedded in every layer of InspireMe Pay — from authentication to settlement. We treat your funds and data with the same care a bank does.
256-bit
Encryption
100%
KYC Verified
24/7
Fraud Monitoring
1-Day
Settlement
OTP Authentication
Every login is verified with a one-time password sent to the user's email — no unverified access, ever.
Role-Based Access
Owners, managers, finance, support and viewers — each sees only what their role permits.
AI Transaction Monitoring
AI-assisted monitoring flags unusual transaction patterns for review before settlement.
KYC Verification
Every organization completes CAC, NIN and BVN verification before collecting a single naira.
Data Protection
Sensitive data is encrypted at rest and in transit, with strict access controls and audit trails.
Full Audit Logs
Every sensitive action — creates, updates, deletions, payouts — is logged and fully auditable.
Secure API Integration
External API access is authenticated, scoped per organization, and rate-limited.
Fraud Monitoring
Automated checks detect and block suspicious payment activity in real time.
Webhook Verification
All incoming webhooks are signature-verified to prevent spoofing and tampering.
Bank-Grade Encryption
Bank-grade encryption protects card details, credentials and all payment data end to end.
Your money is safe — guaranteed
Funds are processed through Flutterwave, a CBN-licensed payment processor
Funds are settled directly to your registered bank account — never held in a third-party wallet
Every organization is KYC-verified (CAC, NIN, BVN) before collecting
Every transaction is logged with a full audit trail you can export
Compliance & Certifications
InspireMe Pay is designed with security, transaction monitoring, authentication and data protection in mind. Payment processing and regulated financial services are provided through applicable licensed payment and financial partners.
NDPR
Nigeria Data Protection Regulation — certified
ISO 27001:2013
Information security certification — awaiting approval
CBN-Licensed
Payments via Flutterwave, a CBN-licensed processor
Transparent Pricing
Simple, honest fees
No setup fees. No monthly fees. No hidden charges. You only pay a small fee when you collect.
Per Payment
3.15%processing fee + VAT
Added on top of each payment link collection. The payer sees the total upfront — you always know the exact cost before any transaction.
- Dedicated virtual account
- Unlimited payment links & QR codes
- Invoicing & outstanding-balance tracking
- Real-time dashboards & reports
- Instant receipts via email & WhatsApp
- Settlement to any Nigerian bank
Per Settlement
1%settlement fee
Deducted from each payout to your bank account. Request a settlement anytime — funds typically arrive within one business day after approval.
No minimum settlement amount
Transfer to any Nigerian bank account
Full settlement history & receipts
VAT is configurable per organization
Example: A parent pays ₦10,000 school fees
₦10,000→₦315 + VAT→₦9,685
On settlement: 1% of ₦9,685 = ₦96.85 · You receive ₦9,588.15 in your bank
One Dashboard
Everything in one dashboard
From collections to settlements — manage your entire receivables workflow without switching tabs.
app.inspiremepay.com/app
Total Collected
₦2.4M
This Week
₦340K
Outstanding
₦180K
Collections — Last 7 days
Dashboard
Total collections, recent activity and outstanding balances at a glance.
Collections
Every inflow tracked, reconciled and matched to the right payer.
Virtual Accounts
Dedicated account numbers for direct bank transfers.
Customers
Manage payers, track payment history and contact details.
Payment Links
Create shareable links with QR codes for any collection.
Settlements
Request payouts and track settlement status to your bank.
Reports
Visual charts for collections trends, categories and reconciliation.
Grow Your Business
More than collections — grow with credit and payroll
InspireMe Pay goes beyond collecting payments. Access credit to expand your business and pay your staff — all from one dashboard.
Credit Facility
Access credit to grow your business
Get pre-qualified for a loan based on your inflow history. The more you collect, the more you can borrow — up to the expected amount of your recurring collections.
- Loans assessed from your real inflow and collection history
- Borrow up to the tone of your expected monthly collections
- Fast approval and direct disbursement to your wallet
- Flexible repayment periods with transparent terms
Payroll System
Pay salaries and pensions from one dashboard
Upload your payroll, review and edit each staff record, approve, and disburse salaries and PFA pension remittances — all without leaving InspireMe Pay.
- Upload payroll spreadsheet and auto-calculate net pay, PAYE, pension and NHF
- Pay staff salaries directly to their bank accounts
- Remit PFA pension contributions in one click
- Full audit trail — review, approve and disburse with confidence
Both products are built into your InspireMe Pay account — no extra sign-up, no separate app. Collect, borrow and pay your team from one place.
Insights
From our blog
Tips, guides and stories on collecting payments smarter.
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Grow Your Business with Smart Payments
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News
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FAQ
Frequently asked questions
Everything you need to know about collecting payments with InspireMe Pay.
InspireMe Pay is a Nigerian-built payment collection platform that helps schools, businesses, churches, cooperatives and associations collect digital payments, manage transactions and reconcile from one dashboard.
Any organization that needs to collect payments — schools, businesses, NGOs, churches, cooperatives, associations, hospitals, hotels, property managers and more.
Register your organization, complete KYC verification (CAC, NIN, BVN), and once approved, your virtual account goes live. You can then create payment links, QR codes and invoices.
Customers pay through your dedicated virtual account, payment links or QR codes. Payments are processed through Flutterwave, a CBN-licensed payment processor. You can request a settlement payout to your bank account at any time.
Yes. All payments are processed through Flutterwave, a CBN-licensed processor, using bank-grade encryption. Every organization is KYC-verified. Funds are held securely and settled directly to your registered bank account.
InspireMe Pay charges a small platform fee on each payment. The exact fee is shown before each transaction. Settlement fees are deducted transparently from payouts — no hidden charges.
After admin approval, settlement payouts are transferred directly to your bank account, typically arriving within one business day.
InspireMe Pay is a Nigerian financial technology company built to simplify digital payment collections for organizations across Africa.
You can reach our support team via the in-app chat, the contact form on our website, or email us directly. Our team is available to help with any questions.
Ready to streamline your collections?
Join hundreds of organizations collecting smarter with InspireMe Pay.